Freelancing became a huge trend during the lockdown in 2020, and Nigeria took a major lead in Africa. Research shows that the population of talents within Nigeria grew massively and created opportunities for more remote foreign gigs. And in the fast-paced tech world that we live in today, there is a growing need to quickly and safely receive money internationally.
Today, there are several platforms for freelancers in Nigeria to receive money from foreign clients, and this article explains the best five of these apps.
Kyshi
Grey
Afriex
Skrill
Payoneer
Kyshi Co
Kyshi is a neo bank that allows you to send and receive money within and outside Nigeria. It is a super convenient app to receive Pounds from the UK directly to your bank account as a freelancer. With Kyshi, your client can pay you in Naira or USD using the Swap or Express feature.
How To Receive Money As A Freelancer In Nigeria With Kyshi
The sender needs to be a Kyshi user to be able to send you money in Nigeria. However, you can also sign up on Kyshi (*how to create a kyshi account link*) , activate your wallet, and share your referral code (*how to share referral code link*) with them.
Why do you need to activate your wallet? Kyshi pays you ₦14000 (as an NGN wallet owner) or £20 (as a GBP wallet owner) for every person that signs up with your referral code and cumulatively sends you at least £250.
Once the sender client creates their Kyshi account and activates their wallet, they can quickly send you money with;
Swap (at preferred rates) or
Express (at Kyshi’s really competitive rates)
Sending Money With Swap
Swap offers only cost 1% of the transaction amount, but the first transfer is free. For a sender to send money using Kyshi Swap, they can create an offer or accept an offer on the Kyshi marketplace.
See how a sender can create an offer;
Log into the Kyshi app and enter their transaction amount on the homescreen
Choose their own rate (Swap) and confirm the transaction as a Swap transaction
Enter your bank details and complete the transaction by sending the offer to the marketplace.
See how a sender can accept an offer;
Log into the Kyshi app and click on “Hot Offers” on the homescreen or “Offers” at the bottom to get to the marketplace
Check for offers using the filter button and use “❤️” to select their favourite offers.
Select the most suitable one and complete the transaction.
Sending Money With Express
On the other hand, a sender can pay you money with the Express feature. It is instant and super convenient. All they need to do is to;
Log into the Kyshi app and enter their transaction amount on the homescreen.
Confirm the transaction as an Express transaction
Enter your bank details and complete the transaction.
You will receive the payment instantly
Grey
Grey is a global banking platform that allows you to own a foreign account as a freelancer in Nigeria. With Grey, your client can conveniently send money to your Grey account in foreign currencies, while you swap the funds to Naira.
How To Receive Money As A Freelancer In Nigeria With Grey
The first step to receiving money as a Nigerian freelancer on Grey is to create a Grey account and create a Grey virtual account. Your Grey virtual account allows you to receive payments in Naira (and other currencies).
The interesting thing about receiving payments on Grey is that you can receive money in other currencies like GBP and USD and swap it in-app to Naira at good rates.
Afriex
Afriex is an international payment platform that allows you to exchange money between Nigeria and other countries within and outside Africa.
How To Receive Money As A Freelancer In Nigeria With Afriex
Receiving payments as a freelancer with Afriex begins with creating an Afriex account. Once you create your Afriex account, verify your identity using a valid means of identification and your Nigerian bank account information. Also, ensure that your sender has created and verified their Afriex account.
Once your account is fully set up, you can send them the phone number attached to your Afriex account to receive the money in your Afriex wallet. Alternatively, you can send them your Nigerian bank account number to receive the money in your Nigerian account.
Skrill
Skrill is a payment platform that allows you to receive money (and cryptocurrencies) internationally at low costs.
How To Receive Money As A Freelancer In Nigeria With Skrill
You can receive money in Nigeria with Skrill in your Skrill wallet, Nigerian bank account, or mobile wallet. However, you need to first own a Skrill account. Once your account is ready, you can receive payment from your client by;
Sending them your email address and phone number, or
Requesting money on the Skrill app and sending them your request link.
You can also convert your money from one currency to another in the Skrill app.
Payoneer
Payoneer is a money transfer platform that allows you to seamlessly receive payments from your clients in different currencies.
How To Receive Money As A Freelancer In Nigeria With Payoneer
You need an active Payoneer account to receive money. Once you have activated your Payoneer account, you can receive payments by;
Requesting payment from your client, or
Sending them your email address, or
Linking your Payoneer account with your company, if they are affiliated with Payoneer