The new way to send & receive money across borders. Send money seamlessly to and from Africa at the best rates — from your phone.
Kyshi lets you exchange currencies with other users at your own desired or negotiated rates. You can beat the bank rates and save time by doing this all in the comfort of your own home.
No matter where you are in the world, we make it possible for you to open an account and send money easily.
Create a wallet and add money to your wallet.
Accept or submit an offer on the Marketplace for a Swap or use Kyshi's
rate for the Express instant service.
When selecting a recipient, you can either choose to send funds to
another Kyshi currency wallet, a Kyshi user or a bank account.
Luther Vandross once said the "The best things in life are free". Sadly, this one isn't. In making sure we can offer you a safe, secure and seamless service as well as keeping the lights on, we charge a very teeny-weeny commission which we're confident still beats all other offerings.
Fees: 1% of your transaction amount (The first swap is FREE!)
Zero setup fees
Zero maintenance fee
Users would not be allowed to create or accept offers if their Wallet balance is not equal to the amount on the offer and Kyshi system would freeze the equivalent amount on the offer so the other party cannot redraw it from their Wallet. Kyshi will disburse the funds to your desired recipient's bank accounts.
Countries on the Exchange or Swap Marketplace?
Nigeria
United Kingdom
More countries are coming soon.
Funding your Wallet on Kyshi enables you to Swap/Exchange currencies and send funds via our Express service easily.
Log into your dashboard.
Go to “Fund your wallet” on the overview page.
Checklist for funding your Wallet
✅ Ensure your account has been verified.
✅ Ensure you have the funds in your account and you are the account owner
✅ Ensure the payment details are correct
✅ Click on Add Money (Dropdown list should appear)
Via Open banking
Via Direct bank transfer (Details for a dedicated account linked to your wallet should appear)
Once the system confirms the payment, your Wallet balance is updated to reflect the amount paid.
Will I be charged a fee to top-up my Wallet?
Funding your Wallet is FREE.
Can I fund my Wallet with a Card?
Currently, you can only fund your wallet using Bank Transfer
How long does it take for the funds to reflect?
Payments will reflect in your Wallet within 5-30 minutes after confirmation.
Have funds not reflected in my Wallet?
This may result due to bank processing delays. If the funds sent is yet to reflect in your Wallet, allow for 24hrs before reaching our customer success team at support@kyshi.co
These are the currencies you can use to receive payment on Kyshi.
United Kingdom
Kenya
Zambia
EU
USA
Canada
More currencies coming soon and if you have any questions, reach out to us at support@kyshi.co.